Tag: Homeowner

Posted on 08/11/2024
The Eco-Budget: How Living Exterior Features Reduce Homeowner Bills
Many of us have heard of a living or green wall. They’re excellent choices for reducing bills, counterbalancing emissions from basic home living and adding a beautiful touch of nature to your home’s exterior. But what are some of their other perks? Are there other external living features that can be applied to a home to further reduce...
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Posted on 06/30/2024
Home Renovations: Will Your Homeowners Insurance Cover Them?
Your home insurance policy includes a specific type of coverage called "dwelling coverage." The amount of dwelling coverage that you have is based on your overall home value and the approximate cost to rebuild your home in the event of a total loss. When you renovate your home, you may increase its value — and if you don't...
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Posted on 05/09/2021
Real Estate Zoning Basics
Image by Arek Socha from Pixabay The regulations of real estate zoning have the potential to make or break a property, but not everyone is aware of these laws until they're confronted with the day-to-day realities of them. We'll look at the basics of zoning, and what investors and homeowners should keep in mind before making plans. There...
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Posted on 02/28/2021
Thinking About Getting a Reverse Mortgage? Read This Before You Apply
Photo by Alexander Mils from Pexels If your wealth is tied up in your home, how can you free up some cash? A reverse mortgage is available to homeowners with mostly or fully paid-off mortgages. The monthly payments, which come from the lender to you, are not counted as taxable income. But there are mortgage taxes, and interest...
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Posted on 01/10/2021
Buying Investment Property Versus a Primary Residence
Photo by Alexander Zvir from Pexels Those who currently own a home may consider investing in a second home for income purposes. However, it is important to understand you may have hurdles to overcome when searching for a mortgage or obtaining homeowners insurance. Here are some of the most significant differences between buying an investment property and a...
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Posted on 05/19/2019
When you Need to Fill in the Gaps
If you've ever traveled through the United Kingdom, the phrase "mind the gap" conjured up trips across London's Underground or disembodied voices calling out the warning as your elevator doors open or close. It's wise to heed those voices since gaps between an elevator, and the floor of an older building could be wider than you expect, and...
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Posted on 05/12/2019
What to Know About Getting A Second Mortgage
A second mortgage is a loan that enables you to take funds against the value of your property's equity above your primary mortgage. An asset like a home has every tendency to gain value over time. Second mortgages are an excellent means of using your property for other projects without selling it outright. What is a second mortgage?...
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